In my dream I explained why 2011 was not a financial mulligan

Recently I was asked to review the asset allocation for a retirement account. The return for the year 2011 was minimal and they had written “Mulligan” on the statement.

http://www.forbes.com/sites/davidmarotta/2012/02/05/in-my-dream-i-explained-why-2011-was-not-a-financial-mulligan/

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